Shri Mahalakshmi Chalisa

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॥ दोहा ॥

जय जय श्री महालक्ष्मी,करूँ मात तव ध्यान।
सिद्ध काज मम किजिये,निज शिशु सेवक जान॥

॥ चौपाई ॥

नमो महा लक्ष्मी जय माता।तेरो नाम जगत विख्याता॥
आदि शक्ति हो मात भवानी।पूजत सब नर मुनि ज्ञानी॥

जगत पालिनी सब सुख करनी।निज जनहित भण्डारण भरनी॥
श्वेत कमल दल पर तव आसन।मात सुशोभित है पद्मासन॥

श्वेताम्बर अरू श्वेता भूषण।श्वेतही श्वेत सुसज्जित पुष्पन॥
शीश छत्र अति रूप विशाला।गल सोहे मुक्तन की माला॥

सुंदर सोहे कुंचित केशा।विमल नयन अरु अनुपम भेषा॥
कमलनाल समभुज तवचारि।सुरनर मुनिजनहित सुखकारी॥

अद्भूत छटा मात तव बानी।सकलविश्व कीन्हो सुखखानी॥
शांतिस्वभाव मृदुलतव भवानी।सकल विश्वकी हो सुखखानी॥

महालक्ष्मी धन्य हो माई।पंच तत्व में सृष्टि रचाई॥
जीव चराचर तुम उपजाए।पशु पक्षी नर नारी बनाए॥

क्षितितल अगणित वृक्ष जमाए।अमितरंग फल फूल सुहाए॥
छवि विलोक सुरमुनि नरनारी।करे सदा तव जय-जय कारी॥

सुरपति औ नरपत सब ध्यावैं।तेरे सम्मुख शीश नवावैं॥
चारहु वेदन तब यश गाया।महिमा अगम पार नहिं पाये॥

जापर करहु मातु तुम दाया।सोइ जग में धन्य कहाया॥
पल में राजाहि रंक बनाओ।रंक राव कर बिमल न लाओ॥

जिन घर करहु माततुम बासा।उनका यश हो विश्व प्रकाशा॥
जो ध्यावै से बहु सुख पावै।विमुख रहे हो दुख उठावै॥

महालक्ष्मी जन सुख दाई।ध्याऊं तुमको शीश नवाई॥
निज जन जानीमोहीं अपनाओ।सुखसम्पति दे दुख नसाओ॥

ॐ श्री-श्री जयसुखकी खानी।रिद्धिसिद्ध देउ मात जनजानी॥
ॐ ह्रीं-ॐ ह्रीं सब व्याधिहटाओ।जनउन विमल दृष्टिदर्शाओ॥

ॐ क्लीं-ॐ क्लीं शत्रुन क्षयकीजै।जनहित मात अभय वरदीजै॥
ॐ जयजयति जयजननी।सकल काज भक्तन के सरनी॥

ॐ नमो-नमो भवनिधि तारनी।तरणि भंवर से पार उतारनी॥
सुनहु मात यह विनय हमारी।पुरवहु आशन करहु अबार॥

ऋणी दुखी जो तुमको ध्यावै।सो प्राणी सुख सम्पत्ति पावै॥
रोग ग्रसित जो ध्यावै कोई।ताकी निर्मल काया होई॥

विष्णु प्रिया जय-जय महारानी।महिमा अमित न जाय बखानी॥
पुत्रहीन जो ध्यान लगावै।पाये सुत अतिहि हुलसावै॥

त्राहि त्राहि शरणागत तेरी।करहु मात अब नेक न देरी॥
आवहु मात विलम्ब न कीजै।हृदय निवास भक्त बर दीजै॥

जानूं जप तप का नहिं भेवा।पार करो भवनिध वन खेवा॥
बिनवों बार-बार कर जोरी।पूरण आशा करहु अब मोरी॥

जानि दास मम संकट टारौ।सकल व्याधि से मोहिं उबारौ॥
जो तव सुरति रहै लव लाई।सो जग पावै सुयश बड़ाई॥

छायो यश तेरा संसारा।पावत शेष शम्भु नहिं पारा॥
गोविंद निशदिन शरण तिहारी।करहु पूरण अभिलाष हमारी॥

॥ दोहा ॥

महालक्ष्मी चालीसा,पढ़ै सुनै चित लाय।
ताहि पदारथ मिलै,अब कहै वेद अस गाय॥

Introduction

Shri Mahalakshmi Chalisa is a devotional prayer dedicated to Maa Lakshmi, the Hindu Goddess of prosperity, abundance, auspiciousness, beauty, purity, and divine grace. Maa Lakshmi is traditionally worshipped by households, businesses, and devotees who seek not only material prosperity but also peace, contentment, good fortune, and spiritual well-being.

Shri Mahalakshmi Chalisa Lyrics provide a simple and heartfelt way to remember the Goddess through prayer. Regular recitation can become a meaningful part of daily Puja, especially when the devotee approaches Maa Lakshmi with gratitude and a pure intention.

Maa Lakshmi is traditionally described as the divine consort of Lord Vishnu. She is closely associated with the preservation of Dharma, abundance, auspiciousness, and the well-being of creation. Her presence is symbolised through the lotus, which represents purity and spiritual growth even while remaining connected with the world.

The Importance of Shri Mahalakshmi Chalisa goes beyond the desire for wealth. True Lakshmi is traditionally understood to include good health, harmony, knowledge, generosity, peace, food, prosperity, and the ability to use resources responsibly.

Devotees may recite the Chalisa in the morning or evening, on Fridays, during Diwali, Lakshmi Puja, Kojagiri Purnima, Varalakshmi Vratam, and other auspicious occasions according to their regional and family traditions.

Important Note: Hindu worship practices vary between regions, families, and spiritual traditions. The guidance below is intended for simple devotional worship. If your family or Guru follows a particular Puja Vidhi or Mantra tradition, that practice should be given priority.

Spiritual Significance

The spiritual significance of Shri Mahalakshmi Chalisa is rooted in the worship of Maa Lakshmi as the embodiment of auspiciousness and divine abundance. She is traditionally understood as the Goddess who brings prosperity while encouraging devotees to live with purity, gratitude, generosity, and Dharma.

Meaning of Shri Mahalakshmi Chalisa can be understood through the many qualities associated with the Goddess. Lakshmi is not limited to financial wealth. Traditional Hindu thought recognises different forms of prosperity, including food, knowledge, courage, success, good fortune, children, health, and spiritual richness.

Maa Lakshmi is commonly depicted seated on a lotus. The lotus is an important spiritual symbol because it grows in water while remaining beautifully above it. This can be understood as a reminder that devotees should live responsibly in the material world without becoming completely attached to temporary possessions.

Her association with Lord Vishnu also carries deep spiritual meaning. Vishnu represents preservation and the maintenance of cosmic order, while Lakshmi represents the prosperity and auspicious energy that supports that order. Their divine relationship is therefore an important part of Vaishnava tradition.

Maa Lakshmi is also associated with generosity. Wealth becomes truly meaningful when it is used wisely, shared with others, and directed toward constructive purposes. Therefore, Lakshmi worship can encourage devotees to develop gratitude rather than greed.

Reciting the Chalisa can become a moment of reflection. Instead of asking only for more wealth, devotees can pray for the wisdom to earn honestly, manage resources responsibly, support their families, help others, and remain humble when prosperity comes.

This broader understanding makes Lakshmi Bhakti relevant to everyday life. Prosperity is not only what a person possesses but also the peace, relationships, values, opportunities, and spiritual qualities present in life.

Benefits of Chanting

The Benefits of Shri Mahalakshmi Chalisa are traditionally understood from a devotional and spiritual perspective. Regular prayer can help devotees develop gratitude, discipline, faith, and a positive attitude toward prosperity.

  • Strengthens devotion: Regular recitation keeps Maa Lakshmi in the devotee's thoughts.
  • Encourages gratitude: Prayer reminds devotees to appreciate the blessings already present in life.
  • Supports prosperity consciousness: Devotees can reflect on responsible and ethical ways of creating abundance.
  • Promotes household harmony: Lakshmi worship is traditionally associated with an auspicious and peaceful home.
  • Encourages generosity: True prosperity becomes more meaningful when shared through Seva and kindness.
  • Develops spiritual discipline: Daily recitation can create consistency in one's devotional routine.
  • Supports mental peace: Prayer provides time to pause, reflect, and surrender worries to the Divine.
  • Encourages positive values: Devotion can inspire honesty, humility, cleanliness, and responsible behaviour.
  • Deepens Lakshmi Bhakti: The Chalisa can become part of a wider Goddess worship practice.
  • Inspires hope: Faith in the Divine Mother can help devotees approach difficult financial or personal circumstances with greater confidence.

These are traditional spiritual benefits and should not be understood as guaranteed financial or supernatural results. Prayer works best alongside sincere effort, ethical conduct, sound financial decisions, and responsibility.

Best Time to Perform

The Best Time for Shri Mahalakshmi Chalisa is a peaceful time when the devotee can pray with concentration and gratitude. Morning and evening are both suitable for regular worship.

Morning

Morning worship can create a positive beginning to the day. After bathing and wearing clean clothes, devotees may light a Diya and recite the Chalisa before starting their daily work.

Evening

Evening is traditionally considered suitable for Lakshmi worship in many households. A clean and well-maintained Puja space can create a peaceful atmosphere for prayer.

Friday

Friday is widely regarded as an auspicious day for worshipping Maa Lakshmi. Devotees may perform a simple Lakshmi Puja and recite the Chalisa according to their family tradition.

Diwali

Diwali is one of the most important occasions for Maa Lakshmi worship. Families traditionally clean their homes, decorate entrances, light lamps, and perform Lakshmi Puja as part of the festival celebrations.

Kojagiri Purnima

Kojagiri Purnima, also known as Sharad Purnima in many regions, is associated with Lakshmi worship in several Hindu traditions. Devotees may observe special prayers according to local customs.

Varalakshmi Vratam

Varalakshmi Vratam is an important festival dedicated to Goddess Lakshmi, especially observed in southern India. Married women commonly perform the Vratam seeking blessings for family well-being and prosperity.

Spiritual Tip: Before reciting Shri Mahalakshmi Chalisa, take a moment to thank Maa Lakshmi for the blessings already present in your life. Gratitude helps transform the prayer from a request for wealth into a deeper practice of devotion and contentment.

Puja Vidhi

How to Perform Shri Mahalakshmi Chalisa can be kept simple for everyday worship. A sincere heart, clean surroundings, and respectful prayer are more important than elaborate arrangements.

  • Clean the Puja area and keep it organised.
  • Take a bath and wear clean clothes when possible.
  • Place an image or idol of Maa Lakshmi respectfully.
  • Keep a clean red, pink, or yellow cloth beneath the image according to your tradition.
  • Light a Diya safely.
  • Offer fresh flowers, preferably lotus or other suitable flowers when available.
  • Offer clean water.
  • Offer fruits, sweets, or another simple Naivedya.
  • Light incense if customary.
  • Sit comfortably and calm the mind.
  • Begin with a simple prayer to Maa Lakshmi.
  • Recite Shri Mahalakshmi Chalisa slowly and clearly.
  • Recite a Lakshmi Mantra if it is part of your practice.
  • Offer a prayer for wisdom, prosperity, family harmony, generosity, and spiritual growth.
  • Perform Lakshmi Aarti according to your family tradition.
  • Offer Pranam and conclude the Puja peacefully.
  • Distribute the Naivedya as Prasad.

Devotees should also remember that traditional Lakshmi worship places importance on cleanliness and respectful use of resources. Keeping the home clean and maintaining honest conduct can itself become part of Lakshmi Bhakti.

Puja Samagri

Item Purpose
Maa Lakshmi Image or Idol Provides a devotional focus for worship.
Diya Represents divine light, prosperity, and spiritual awareness.
Lotus or Fresh Flowers Offered as a symbol of purity and devotion.
Water Used for simple devotional offerings.
Fruits Offered as Naivedya and later received as Prasad.
Sweets Traditional offering expressing devotion and gratitude.
Chandan Used according to family Puja tradition.
Incense May create a peaceful atmosphere during prayer.
Coins May be placed symbolically during Lakshmi Puja as a representation of prosperity.

The exact Puja Samagri varies according to regional customs. Devotees do not need expensive items to worship Maa Lakshmi sincerely.

Mantras Related to this Deity

Maa Lakshmi is worshipped through many traditional Mantras. Simple devotional Mantra practice can be included with the Chalisa when it is consistent with one's family or spiritual tradition.

Main Mantra

ॐ श्रीं महालक्ष्म्यै नमः॥

Om Shreem Mahalakshmyai Namah is a widely used devotional Mantra associated with Maa Mahalakshmi. Devotees may recite it with concentration and devotion.

Beej Mantra

श्रीं is traditionally associated with Goddess Lakshmi and is commonly known as the Lakshmi Beej Mantra. Formal Mantra Sadhana involving specific counts and ritual procedures should follow the guidance of one's spiritual tradition.

Lakshmi Gayatri Mantra

One commonly recited form is:

ॐ महालक्ष्म्यै च विद्महे विष्णुपत्न्यै च धीमहि तन्नो लक्ष्मीः प्रचोदयात्॥

Devotees may include a Lakshmi Gayatri prayer in their worship if it belongs to their devotional practice. Pronunciation and traditional forms may vary between sources and lineages.

For everyday worship, sincere recitation and a focused mind are more important than performing a large number of Mantras without understanding or devotion.

Festivals Associated

Diwali and Lakshmi Puja

Diwali is one of the most important festivals associated with Maa Lakshmi. On the evening of Lakshmi Puja, many families clean their homes, decorate them with lamps and Rangoli, and worship Maa Lakshmi along with Lord Ganesha.

Dhanteras

Dhanteras marks the beginning of the Diwali festival period. It is associated with prosperity, health, Ayurveda, and the worship of wealth and auspiciousness. Many households begin their Diwali preparations on this day.

Kojagiri Purnima

Kojagiri Purnima is observed on the full moon of the autumn season. Lakshmi worship is particularly significant in several regions, where devotees observe night-time prayers and other local customs.

Varalakshmi Vratam

Varalakshmi Vratam is an important Lakshmi festival, particularly in southern India. Devotees worship Goddess Varalakshmi and seek blessings for family well-being, prosperity, and auspiciousness.

Sharad Purnima

Sharad Purnima is associated with several devotional traditions across India. In some regions, special Lakshmi worship is performed on this night.

Friday Lakshmi Puja

Many Hindu households consider Friday an auspicious day for Maa Lakshmi worship. Devotees may clean the Puja area, light lamps, offer flowers, and recite Lakshmi prayers.

Things to Do

  • Recite Shri Mahalakshmi Chalisa with sincere devotion.
  • Keep the home and Puja area clean and organised.
  • Practise gratitude for the resources you already have.
  • Earn and use wealth honestly.
  • Share food and resources with people in need.
  • Respect household responsibilities.
  • Keep financial records and resources organised.
  • Observe Diwali and Lakshmi Puja according to your tradition.
  • Practise generosity without expecting immediate rewards.
  • Maintain humility during periods of prosperity.
  • Study the stories and symbolism associated with Maa Lakshmi.
  • Combine prayer with sincere effort and responsible action.

Things to Avoid

  • Do not treat Lakshmi worship as a guarantee of instant wealth.
  • Do not use dishonest or unethical methods to obtain money.
  • Do not waste food, money, or useful resources.
  • Do not become arrogant because of financial success.
  • Do not disrespect people who have fewer material resources.
  • Do not perform Puja only for greed or selfish gain.
  • Do not make exaggerated claims about supernatural financial results.
  • Do not replace sound financial planning with prayer alone.
  • Do not gamble or take reckless financial risks in the name of seeking Lakshmi's blessings.
  • Do not disrespect other forms of the Divine.

Devotee Advice: Maa Lakshmi represents more than money. Respect for food, honest work, generosity, cleanliness, family harmony, and gratitude are also meaningful expressions of Lakshmi Bhakti. Pray for prosperity, but also pray for the wisdom to use prosperity well.

Frequently Asked Questions

What is Shri Mahalakshmi Chalisa?

Shri Mahalakshmi Chalisa is a devotional prayer dedicated to Maa Mahalakshmi, the Goddess traditionally associated with prosperity, abundance, auspiciousness, beauty, purity, and divine grace.

Who is Maa Mahalakshmi?

Maa Mahalakshmi is the revered Goddess of prosperity and auspiciousness in Hindu tradition. She is traditionally described as the divine consort of Lord Vishnu.

What is the Importance of Shri Mahalakshmi Chalisa?

The Chalisa provides a devotional way to remember Maa Lakshmi and seek inspiration for prosperity, gratitude, generosity, household harmony, and spiritual growth.

What are the Benefits of Shri Mahalakshmi Chalisa?

Devotees traditionally associate its recitation with stronger devotion, gratitude, peace, positive thinking, spiritual discipline, and blessings for prosperity and well-being.

What is the Best Time for Shri Mahalakshmi Chalisa?

Morning and evening are suitable for regular recitation. Friday, Diwali, Lakshmi Puja, Dhanteras, Kojagiri Purnima, and Varalakshmi Vratam are also important occasions according to different traditions.

Can Shri Mahalakshmi Chalisa be recited daily?

Yes. Devotees can include the Chalisa in their daily prayer routine if it suits their personal and family tradition.

Why is Maa Lakshmi associated with the lotus?

The lotus is traditionally associated with purity, beauty, auspiciousness, and spiritual growth. Its symbolism reminds devotees to remain spiritually grounded while living in the material world.

Can Maa Lakshmi be worshipped with Lord Ganesha?

Yes. Lakshmi and Ganesha are commonly worshipped together during Diwali Lakshmi Puja. Maa Lakshmi represents prosperity and auspiciousness, while Lord Ganesha is traditionally worshipped for wisdom and the removal of obstacles.

Which Mantra is associated with Maa Mahalakshmi?

A commonly used devotional Mantra is Om Shreem Mahalakshmyai Namah. Devotees may also recite traditional Lakshmi prayers and Gayatri Mantras according to their practice.

How can I understand the Meaning of Shri Mahalakshmi Chalisa?

Reflect on the qualities traditionally associated with Maa Lakshmi, including prosperity, purity, generosity, gratitude, auspiciousness, and responsible use of resources. The prayer becomes deeper when these qualities are practised in daily life.

Related Devotional Resources

Devotees interested in Shri Mahalakshmi Chalisa can explore other prayers and devotional resources connected with Goddess Lakshmi and Hindu worship traditions.

  • Mahalakshmi Ashtakam: A well-known devotional prayer dedicated to Maa Mahalakshmi.
  • Shri Suktam: An important Vedic hymn associated with Goddess Lakshmi.
  • Kanakadhara Stotram: A revered devotional prayer associated with prosperity and Maa Lakshmi.
  • Ashtalakshmi Stotram: A prayer celebrating eight traditional forms of Lakshmi.
  • Dhanalakshmi Stotram: A devotional resource associated with the wealth-giving aspect of Lakshmi.
  • Ganesha Chalisa: A useful companion prayer for traditional Lakshmi-Ganesha worship.
  • Lakshmi Mantra: Helpful for devotees maintaining a regular Lakshmi worship routine.
  • 108 Names of Maa Lakshmi: A name-based devotional practice.
  • Lakshmi Temple Guide: Useful for devotees planning visits to important Lakshmi temples.

Exploring these resources can provide a broader understanding of the many devotional forms through which Maa Lakshmi is worshipped.

Recommended Spiritual Products

Spiritual products can support a peaceful and organised worship environment, but they are optional. Sincere devotion and righteous action remain the foundation of Lakshmi Bhakti.

  • Rudraksha: Traditionally used for Japa and meditation, especially within Shiva-related spiritual practices.
  • Lakshmi Yantra: Some devotees keep a traditional Yantra as part of Lakshmi worship.
  • Puja Kit: Useful for organising basic Puja materials.
  • Japa Mala: Can support devotional Mantra repetition.
  • Incense: May create a calm atmosphere during prayer.
  • Camphor: Traditionally used during Aarti.
  • Gemstones: Some devotees use gemstones according to traditional astrology, although they should not be treated as guaranteed financial remedies.
  • Lakshmi Puja Items: Diya, flowers, Chandan, coins, and other traditional materials may be used according to family customs.

Choose spiritual products according to your tradition and genuine devotional needs rather than promises of guaranteed wealth or instant results.

Conclusion

Shri Mahalakshmi Chalisa is a beautiful devotional prayer through which devotees remember Maa Mahalakshmi, the Goddess of prosperity, auspiciousness, abundance, purity, and divine grace. Her worship has an important place in Hindu households because prosperity is traditionally understood as much more than financial wealth.

The Meaning of Shri Mahalakshmi Chalisa becomes deeper when devotees reflect on the wider forms of Lakshmi in their lives. Peace in the home, nutritious food, honest income, good relationships, knowledge, opportunities, generosity, and contentment are all blessings that deserve gratitude.

The Best Time for Shri Mahalakshmi Chalisa can be a peaceful morning or evening. Friday is traditionally considered auspicious for Lakshmi worship, while Diwali, Dhanteras, Kojagiri Purnima, and Varalakshmi Vratam are important occasions in different regions and traditions.

True Lakshmi Bhakti is not simply about asking the Goddess for more possessions. It is about becoming worthy of prosperity through honesty, gratitude, cleanliness, generosity, discipline, and responsible action. Wealth used for Dharma, family welfare, Seva, and constructive purposes becomes more meaningful.

May Maa Mahalakshmi bless every devotee with prosperity, peace, wisdom, good health, family harmony, contentment, and the strength to use every blessing responsibly. May her divine grace remove scarcity of spirit and fill our lives with auspiciousness and devotion.

Jai Maa Mahalakshmi.

जय माँ महालक्ष्मी।

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